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State of Maryland Health Benefits

Towson University鈥檚 health benefits fall under the State of Maryland. The options include:

• Medical plans include routine vision services, behavioral health, and a wellness program.
• Prescription drug plan. Prescription drugs are not included in our medical plans. This is a separate freestanding benefit.
• Dental plans
• Term life insurance and accidental death and dismemberment plans
• Flexible Spending Accounts

Benefits run on the Calendar Year (CY). Opportunities to enroll are:

1. newly hired employees (effective date 1st of the month following date of hire)
2. Employees with a life event (see details below) such as marriage, birth, divorce, death, loss of coverage, etc. (must be reported within 60 day of event). Life event requires documentation (see documentation info section below).
3. open enrollment occurring annually each fall (effective date 1st of the following calendar year)

Managing Your Benefits

TU faculty and staff can manage their employee benefits online using Workday. Visit our Workday page for login information and instructions on viewing your benefits or making changes to your benefits after a life event. 

For technical assistance with your password or login issues, email TU_HRIS@towson.edu.

Medical Plan Information

•  Visit  for additional information on all our plans

Medical Plan Providers

, 1-800-225-0131
, 1-855-839-5763
, 1-800-382-7513

Rates

 (CY 2024) (PDF)
(CY 2024) (PDF)

 (CY 2025) (PDF)
 (CY 2025) (PDF)

Quick Links and Forms

• Visit  to change your personal information and get your Workday benefits ID number.

documentation requirements

Planning to add dependents to your benefits?

• Required dependent(s) documentation must be uploaded or your enrollment will not progress forward.
• Employees can scan or take pictures of the required documentation.  PDF or JPEG formats only.
• Upload documents to the attachments box located at the end of your event.

Adding New Dependents - Documents Required

See  (PDF) for details.

Please examine your document carefully, if you do not posses the proper version, you will have to order the correct document.

• Common document examples include:
  • Children require an Official Birth Certificate
  • Spouses require a Certified Copy of the marriage Certificate issued by the court clerk. 

    They will NOT accept a marriage license labeled as certificate.  If it is:

    • Only signed by an officiant (pastor, priest, rabbi, reverend, etc.)
    • Dated Prior to the Date of Marriage or on the Date of Marriage - For example, a marriage license
    • Untranslated if married outside of the United States.  

WHERE CAN I OBTAIN THE CORRECT DOCUMENTATION?

• For a certified copy of your marriage certificate - The courthouse in the county of marriage 
• For a birth certificate - Division of Vital Records in the State of the child's birth 
• For a Translated copy of your marriage certificate - Google search "official translators near me" or contact TU's Department of Languages, Literatures, and Cultures

Documentation for Life Events

Life events must be reported within 60 days of the event. Required supporting documentation must be attached to the Event in Workday.

See (PDF) for details.

Additional information on reporting life events can be found on the Workday for Benefits webpage.

 

Prescription Drug Program

The prescription drug program is a free-standing benefit and you must be enrolled in order to participate.  Prescription Drugs are not included in the Medical Plans.

2024 Prescription Drug program is administered by   Contact CVS/Caremark at 1-800-863-5488.

Effective January 1, 2025 MedImpact is the State of Maryland鈥檚 Pharmacy Benefits Manager (PBM) 

Dental Plan Options

 

 

, 1-844-697-0578
NOTE: call dentist directly for participation in network information
1. Ask your dentist if they take the Deltacare USA Network dental insurance
2. Ask if they plan to continue to participate this year.

, 1-888-638-3384

Wellness Program

Wellness Activities and Rewards

2025 is a 鈥淩eset鈥� year for Wellness Incentives, which means that you need to complete your wellness activities to earn the incentives in 2025, your rewards continue until 12/31/2026!

鈥嬧赌嬧赌嬧赌嬧赌嬧赌� (PDF)

To view more details on the wellness activities, Visit the .

Financial Wellness:

Upwise from MetLife is a no-cost confidential financial wellness app available to all State of Maryland Employees. Participation does not depend on benefits eligibility and no election is required for participation.

Once you let Upwise know about your goals and priorities, Upwise will recommend simple actions, like taking challenges or reading articles, to help you achieve real financial progress鈥攐ne step at a time.

Here are three examples of how Upwise can help you:

1. Get a handle on student debt
2. Get a free credit report
3. Cancel unwanted subscriptions

The more Upwise is used, the more tailored the recommendations and actions become. Upwise will celebrate small wins with you, which increases financial confidence and optimism about what can be accomplished financially.

Learn more at , and download the Upwise app from the ^庐 or 鈩�.