Health Benefits
The State of Maryland provides a generous benefit package to eligible TU employees with a wide range of benefit options that include:
- Medical plans including routine vision services, behavioral health, and a wellness program.
- Prescription drug plan. Prescription drugs are not included in our medical plans. This is a separate freestanding benefit.
- Dental plans
- Term life insurance and accidental death and dismemberment plans
- Flexible Spending Accounts
State of Maryland Health Benefits
Benefits run on the Calendar Year (CY). Opportunities to enroll are:
- newly hired employees (effective date 1st of the month following date of hire)
- employees with a life event (see Workday page) such as marriage, birth, divorce, death, loss of coverage, etc. (must be reported within 60 days of event). Life event requires documentation, see documentation info (Workday page)
- open enrollment occurring annually each fall (effective date 1st of the following calendar year)
Medical Plan Information
- Visit for additional information on all our plans
Medical Plan Providers
, 1-800-225-0131
, 1-855-839-5763
, 1-800-382-7513
Rates
(CY 2024) (PDF)
(CY 2024) (PDF)
(CY 2025) (PDF)
(CY 2025) (PDF)
Prescription Drug Program
The prescription drug program is a free-standing benefit and you must be enrolled in order to participate. Prescription Drugs are not included in the Medical Plans.
2024 Prescription Drug program is administered by Contact CVS/Caremark at 1-800-863-5488.
Effective January 1, 2025 MedImpact is the State of Maryland’s Pharmacy Benefits Manager (PBM)
- Want to search for a participating Pharmacy or get drug prices? Visit:
Dental Plan Options
, 1-844-697-0578
NOTE: call dentist directly for participation in network information
1. Ask your dentist if they take the Deltacare USA Network dental insurance
2. Ask if they plan to continue to participate this year.
, 1-888-638-3384
Wellness Program
Wellness Activities and Rewards
2025 is a “Reset” year for Wellness Incentives, which means that you need to complete your wellness activities to earn the incentives in 2025, your rewards continue until 12/31/2026!
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To view more details on the wellness activities, Visit the .
Financial Wellness:
MetLife Personal Finance app is a free financial wellness app that is a new offering from MetLife. You do not have to elect MetLife as a benefit in order to use the app.
The Personal Finance app is a no-cost, confidential financial wellness offering available to all State of Maryland employees. Participation does not depend on benefits eligibility or election.
Once you let the app know about your goals and priorities, it will recommend simple actions, like taking challenges or reading articles, to help you achieve real financial progress—one step at a time.
Here are three examples of how MetLife Personal Finance app can help you:
- Get a handle on student debt
- Get a free credit report
- Cancel unwanted subscriptions
The more this app is used, the more tailored the recommendations and actions become.
Visit the , and download the MetLife Personal Finance app from the ® or ™.
Quick Links and Forms
-
Visit to change your personal information and get your Workday benefits ID number.
Managing Your Benefits
TU faculty and staff can manage their employee benefits online using Workday. Visit our Workday page for:
- login information and instructions for the Workday system
- viewing benefits or making changes to your benefits after a life event
- documentation requirements for dependents and life events
For technical assistance with your password or login issues, email TU_HRIS@towson.edu.